Insurance & Payment

Cost Shouldn’t Stand Between You and Care.

Worried about insurance or paying for treatment? Start with us.
At Porch Light Health, we work with you to understand your coverage, explore affordable options, and make a plan that fits your circumstances. Whether you have insurance, your coverage has changed, or you’re paying on your own, you don’t have to figure it out alone.
You’ve got people. We’re your people.
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We Accept Medicaid, Medicare, and Most Commercial Insurance Plans.

Our team can check your insurance and explain what it means for your care, including any deductible, copay, or other out-of-pocket costs.
We accept:
  • Colorado Medicaid: Health First Colorado
  • New Mexico Medicaid: Including Turquoise Care plans
  • Medicare
  • Most commercial insurance plans
Not sure whether we accept your specific plan? Contact us. We’ll review your coverage and walk you through your options.
MedicaidMedicareAnthem Blue Cross and Blue ShieldUnitedHealthcareHumanaCignaKaiser Permanente
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No Insurance? Call Us Anyway.

You do not need insurance to start a conversation about care.
Our team can help you explore Medicaid, Marketplace coverage, sliding-fee discounts, and payment options. If you don’t qualify for insurance, we’ll still work with you to find a way to make treatment possible.
No one is turned away because of an inability to pay.

Sliding-Fee Discounts

You may qualify for reduced fees based on your household size and income. We can explain how the sliding-fee discount works, what information is needed, and how to apply.

Payment Plans

If paying all at once is difficult, talk with us about available payment plans. We’ll review your circumstances and discuss an arrangement that works for you.

Insurance Enrollment Support

Need coverage but don’t know where to begin? We can assist with Medicaid applications and renewals or connect you with resources to explore Marketplace insurance.

Coverage Changed? Let’s Figure Out What’s Next.

Losing insurance, receiving a confusing notice, or facing a new cost can feel overwhelming—especially when you’re already receiving care.
Contact us if your coverage changes or you’re worried about an upcoming payment. We’ll review your options together and work toward keeping you connected to treatment.
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More Information. More Support.

Colorado Medicaid Help & Updates

Find information about Health First Colorado, applications and renewals, coverage changes, notices, and transportation benefits.

New Mexico Medicaid Help & Updates

Find information about New Mexico Medicaid and Turquoise Care, applications and renewals, coverage changes, notices, and transportation benefits.

Support & Resources

Sometimes the challenge goes beyond paying for care. Explore resources for transportation, food, housing, utilities, and other everyday needs.
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Questions About Cost? You’ve Got People.

You don’t need to know which program you qualify for or have every financial detail sorted out before reaching out.
Tell us what’s getting in the way. We’ll figure out the next step together.
You’ve got people. We’re your people.
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